Avoid Flooded Vehicles

If youíre ever in the market for a used vehicle, you probably know that itís important to find a car that is both affordable and reliable, with affordability often being the higher concern. However, while getting a good price, you need to be sure that your "bargain" isnít due to it having taking a swimming course.

When serious storms or hurricanes result in flooding, the impact on the car market is felt nationally. Cars that may have been totaled because of serious water damage in one state may end up in another, without a clear indication that it was waterlogged. A person looking at any used car must take steps to avoid buying a car that is nearly guaranteed to needing serious repairs soon.

Flooded cars are often cleaned up by original owners or dishonest dealers and sold to auto auctioneers without information about the water damage. Such vehicles may face a laundry list of problems such as:

In an ideal world, the fact that a car or truck has been flooded and cleaned or repaired should be told to prospective buyers.

However, since our world falls short of "ideal," you should protect yourself from buying a flood-damaged vehicle. This can be done by asking questions and doing a little detective work. First, ask the seller why the vehicle is available for sale. Sometimes itís best to be blunt by asking whether the vehicle has ever been in an accident or suffered flood damage. Then take a close look at the car, being careful to spot clues that itís been water damaged. If you write down the autoís Vehicle Identification Number (VIN), you can use that information to find out the vehicleís history. A number of Internet sites offer history reports services including VHR Online and Carfax. Further, either you or a trusted mechanic can inspect the car for the following signs:

Be certain to check that all electrical items such as lights, horn, radio/CDs, turn signals and headlights operate properly. Also be on the lookout for signs that a seller is hiding something, such as a used car that has had carpeting or upholstery replaced or a car that was recently painted. Other ways to protect yourself are to insist upon a warranty, refuse to buy any vehicle on an "as is" basis and to take the vehicle out for a test drive.

Remember, besides the cost of the used car, SUV, pick-up or van, you also face the costs of registering and insuring the vehicle. Make sure that the transaction isnít spoiled by a watery surprise.

COPYRIGHT: Insurance Publishing Plus, Inc. 2001

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