junk--------------- $AgencyName$, $ShortName$, $AgencyAddress$, $AgencyCity$, 'AgencyState', 'AgencyZip', 'AgencyPhonePrefix', 'AgencyPhone1', 'AgencyPhone2', 'Agencyfax', 'AgencyWebsite', 'AgencyContact', 'AgencyContactEmail' --> $Producer$, 'ProducerEmail' --> $EmployeeName$, 'EmployeeEmail' --> $Location$, 'Territory', 'territoryrate1', 'territoryrate1m', 'territoryrate2a', 'territoryrate2b', 'territoryrate2c', 'territoryrate2d', 'territoryrate2e', 'territoryrate2m', 'territoryrate3' --> junk above --------

 

$AgencyName$

$AgencyPhonePrefix$$AgencyPhone1$
$AgencyPhone2$
$Agencyfax$

$AgencyAddress$
$AgencyCity$, $AgencyState$ $AgencyZip$
$AgencyWebsite$

$today$

$FullName$ $FullAddress$ $CityStateZip$

$salutation$

We are pleased to offer you the following quote for insurance on your automobile.   We represent an insurance company who offers this coverage at a six month premium of $TotalPremium$.

You can pay $TotalPremium$ in full for a six month period,  or you can pay $Downpayment$ to start the policy and three monthly payments of approximately $payments$.  Each payment includes a $5 billing fee.

The premium is based on the information you provided when we talked to you about your car insurance. The premium is subject to additional claims and motor vehicle record information the insurance company acquires after the application is completed.

The coverage and limits apply to the following vehicle:

$Year$  $Make$  $Model$

Bodily Injury Liability Limit:  $25,000/$50,000

Property Damage Liability Limit:  $25,000

Uninsured Motorist Limit:  $25,000/$50,000

Underinsured Motorist Limit:  $25,000

Medical Payments Limit:  $2,000

CAR INSURANCE EXPLAINED

The personal Auto Policy can be designed to protect both you and your car, in the event of an accident, theft, injury, and other damages.

This quote includes the following coverage.

 

 

BODILY INJURY LIABILITY

Our personal auto policy covers claims for bodily injury if your car injures other people, and you are at fault and held liable. This pays claims for such expenses as medical bills and lost wages of the people you injure. You are covered up to the policy limit of $25,000/$50,000.

It means that you would have a coverage limit for one person injured in an accident equal to the first amount.

It also means that you would have a total coverage limit for all people injured in an accident equal to the second amount.

PROPERTY DAMAGE LIABILITY

Our personal auto policy covers claims for property damage if your car damages property of others, and you are at fault and held liable.

As examples, this coverage pays claims for other people's car, house, fence, building or other real property damaged by your car in an accident.

There is a limit of $25,000.

This limit is available for each accident during the policy period.

MEDICAL PAYMENTS COVERAGE

Another coverage included in your car insurance policy is medical payments. There is a limit of $2,000.

This limit is available for each person injured in any one accident.

You and your family members are covered with this limit while occupying any car or as a pedestrian when struck by any car.

You, your family, and anyone else are covered with this limit while in your car.

The coverage includes such expenses as medical bills and surgery. You are covered up to the policy limit, regardless of who is at fault. This coverage will help fill in the gaps you may have in your own personal or family health plan.

UNINSURED & UNDERINSURED MOTORIST COVERAGE

This coverage pays you or your passenger for bodily injuries caused by other drivers who are at fault and have no insurance or have inadequate liability coverage.

The limit available is the same as that quoted for your own bodily injury liability limit discussed earlier, $25,000/$50,000.

 

It means that you would have a coverage limit for one person injured in an accident equal to the first amount.

It also means that you would have a total coverage limit for all people injured in an accident equal to the second amount.

This coverage also applies if you or your family members are a victim of a hit-and-run accident, or are struck by a vehicle as a pedestrian.

COMPREHENSIVE COVERAGE

This coverage pays for loss or damage to your car when caused by theft, wind, fire, vandalism, explosion, or any other covered peril other than collision. It pays up to the actual cash value of your car less a deductible.  We did not quote comprehensive coverage.  Please call us if you want this coverage quoted.

COLLISION COVERAGE

This coverage pays for damages to your car which are caused by collision with any object, or upset of your car. It pays up to the stated value of your car less a deductible.  We did not quote collision coverage.   Please call us if you want this coverage quoted.

DEATH & DISABILITY INSURANCE

A limited death & disability coverage is available on every South Dakota automobile insurance policy.  We did not quote death and disability insurance.  This coverage is available for a premium of $danddoption$.

SUMMARY

TOTAL PREMIUM QUOTED IS $TotalPremium$ FOR A SIX MONTH TERM.

Please call us at $AgencyPhone1$ to purchase the policy.

Sincerely,

 

$Producer$
$ProducerEmail$

 

Date quoted:  $today$
Quoted by:  $EmployeeName$   Signed by:  $Producer$

$FullName$ $FullAddress$ $CityStateZip$

Farm & City Insurance Company
Prices Effective on 2-1-03
Farm & City Phone Number 1-800-362-2296

TOTAL PREMIUM IS $TotalPremium$ FOR A SIX MONTH TERM.


Payment options
      $TotalPremium$ in full
      $Downpayment$ and three monthly payments of approximately $payments$.  (payments include a $5 service fee)

         Territory quoted: $Location$
Classification Quoted:  $DriverClass$

                                                   
                         Number of Accidents:    $accidents$
           Number of Class A Violations:    $classa$                               
           Number of Class B Violations:    $classb$                               
           Number of Class C Violations:    $classc$
       Is there a Sports Car Surcharge:    $IncludeSportsSurcharge$
Is there a non US Citizen Surcharge:    $IncludeSurcharge$
            Is this an active military risk:     $ActiveMilitary$
      Is this vehicle used for business:    $BusinessUse$
    Is this vehicle fit the pickup class:    $PUClass$

                                       Marital Status:   $MaritalStatus$

                                     Male or Female:   $Gender$

                                           Driver's Age:   $OwnerAge$

Death and Disability coverage is available at a 6 month premium of $danddoption$

                      
$FullName$ $FullAddress$ $CityStateZip$

$FullName$ $FullAddress$ $CityStateZip$