Hartford Automobile Underwriting Guidelines
 

Company

Hartford

Company

Hartford

Company

Hartford

Company

Hartford

Company

Hartford

Program

Premier

Program

CCRL   (premier - superior)

Program

CCRL   (average)

Program

Elite   (premier-superior-average)

Program

Elite   (acceptable, no score)

Credit Score/Financial

Premier

Credit Score/Financial

Premier - Superior

Credit Score/Financial

Average

Credit Score/Financial

Premier - Superior - Average

Credit Score/Financial

Acceptable - No Score

Prior Insurance

 

Prior Insurance

 

Prior Insurance

 

Prior Insurance

 

Prior Insurance

 

Prior Carrier

Prior coverage in standard market for past 12 months

Prior Carrier

Prior coverage in standard market for past 12 months……Prior coverage in non

Prior Carrier

Prior coverage in standard market for past 12 months……Prior coverage in non

Prior Carrier

Prior coverage in standard market for past 12 months……Prior coverage in non

Prior Carrier

Prior coverage in standard market for past 12 months

Lapse of Prior Coverage

No lapse of coverage permitted

Lapse of Prior Coverage

No lapse of coverage permitted

Lapse of Prior Coverage

No lapse of coverage permitted

Lapse of Prior Coverage

No lapse of coverage permitted

Lapse of Prior Coverage

No lapse of coverage permitted

Drivers

 

Drivers

 

Drivers

 

Drivers

 

Drivers

 

Driver Age

Age 25 to 69  -  9 years experience

Driver Age

Age 21 to 69  -  5 years experience

Driver Age

Age 23 to 69  -  7 years experience

Driver Age

Age 21 to 74  -  5 years experience

Driver Age

Age 23 to 74  -  7 years experience

Children’s Age

3 year experience…..clean driving record, mulit-car, 1 parent

Children’s Age

1 year exp, max of 1 Viol, 0 Acc, Multi Car, 1 Parent

Children’s Age

3 year experience…..clean driving record, mulit-car, 1 parent

Children’s Age

1 year exp, max of 1 Viol, 0 Acc, Multi Car, 1 Parent

Children’s Age

3 year experience…..clean driving record, mulit-car, 1 parent

Physical Impairments

Nothing that hinders driving

Physical Impairments

Nothing that hinders driving

Physical Impairments

Nothing that hinders driving

Physical Impairments

Nothing that hinders driving

Physical Impairments

Nothing that hinders driving

Room Mates Information

Include boyfriends & girlfriends on policy

Room Mates Information

Include boyfriends & girlfriends on policy

Room Mates Information

Include boyfriends & girlfriends on policy

Room Mates Information

Include boyfriends & girlfriends on policy

Room Mates Information

Include boyfriends & girlfriends on policy

Are Excluded Drivers Allowed

Need underwriter approval to exclude children

Are Excluded Drivers Allowed

Need underwriter approval to exclude children

Are Excluded Drivers Allowed

Need underwriter approval to exclude children

Are Excluded Drivers Allowed

Need underwriter approval to exclude children

Are Excluded Drivers Allowed

Need underwriter approval to exclude children

Other Driver Items

Married classification is applied to DOMESTIC PARTNERS (unmarried partners of the same or opposite sex engaged in a spouselike relationship)……Married classification goes to ONE UNMARRIED PARENT living with at least one child

Other Driver Items

Married classification is applied to DOMESTIC PARTNERS (unmarried partners of the same or opposite sex engaged in a spouselike relationship)……Married classification goes to ONE UNMARRIED PARENT living with at least one child

Other Driver Items

Married classification is applied to DOMESTIC PARTNERS (unmarried partners of the same or opposite sex engaged in a spouselike relationship)……Married classification goes to ONE UNMARRIED PARENT living with at least one child

Other Driver Items

Married classification is applied to DOMESTIC PARTNERS (unmarried partners of the same or opposite sex engaged in a spouselike relationship)……Married classification goes to ONE UNMARRIED PARENT living with at least one child

Other Driver Items

Married classification is applied to DOMESTIC PARTNERS (unmarried partners of the same or opposite sex engaged in a spouselike relationship)……Married classification goes to ONE UNMARRIED PARENT living with at least one child

Driving Record/Losses

 

Driving Record/Losses

 

Driving Record/Losses

 

Driving Record/Losses

 

Driving Record/Losses

 

Record Experience Period

3 years

Record Experience Period

3 years

Record Experience Period

3 years

Record Experience Period

3 years

Record Experience Period

3 years

At Fault Accidents per Person

0

At Fault Accidents per Person

1

At Fault Accidents per Person

0

At Fault Accidents per Person

1

At Fault Accidents per Person

0

At Fault Accidents per Policy

0

At Fault Accidents per Policy

1

At Fault Accidents per Policy

0

At Fault Accidents per Policy

1

At Fault Accidents per Policy

0

No Fault Accidents per Person

0

No Fault Accidents per Person

1 permitted if no at fault accidents

No Fault Accidents per Person

0

No Fault Accidents per Person

1 permitted if no at fault accidents

No Fault Accidents per Person

0

No Fault Accidents per Policy

0

No Fault Accidents per Policy

1

No Fault Accidents per Policy

0

No Fault Accidents per Policy

2

No Fault Accidents per Policy

0

Minor Convictions per Person

1

Minor Convictions per Person

1 permitted if no at fault accidents

Minor Convictions per Person

0

Minor Convictions per Person

1 permitted if no at fault accidents

Minor Convictions per Person

0

Minor Convictions per Policy

2

Minor Convictions per Policy

2

Minor Convictions per Policy

0

Minor Convictions per Policy

2

Minor Convictions per Policy

0

Maximum Incidents per Person

1

Maximum Incidents per Person

1

Maximum Incidents per Person

0

Maximum Incidents per Person

2

Maximum Incidents per Person

0

Maximum Incidents per Policy

2

Maximum Incidents per Policy

2

Maximum Incidents per Policy

0

Maximum Incidents per Policy

3

Maximum Incidents per Policy

0

At Fault Accident with Ticket

Same as at fault by itself unless major violation

At Fault Accident with Ticket

Same as at fault by itself unless major violation

At Fault Accident with Ticket

0

At Fault Accident with Ticket

Same as at fault by itself unless major violation

At Fault Accident with Ticket

0

Major Convictions

0 for 10 years……includes DWI, Reckless, Speed 20 MPH over limit, Leaving Scene of Acc, Suspension of license, Felony Coniviction, Any SR22 filing

Major Convictions

0 for 10 years……includes DWI, Reckless, Speed 20 MPH over limit, Leaving Scene of Acc, Suspension of license, Felony Coniviction, Any SR22 filing

Major Convictions

0 for 10 years……includes DWI, Reckless, Speed 20 MPH over limit, Leaving Scene of Acc, Suspension of license, Felony Coniviction, Any SR22 filing

Major Convictions

0 for 10 years……includes DWI, Reckless, Speed 20 MPH over limit, Leaving Scene of Acc, Suspension of license, Felony Coniviction, Any SR22 filing

Major Convictions

0 for 10 years……includes DWI, Reckless, Speed 20 MPH over limit, Leaving Scene of Acc, Suspension of license, Felony Coniviction, Any SR22 filing

Window Chip Comp Losses

2 or 3 are OK if no other losses

Window Chip Comp Losses

2 or 3 are OK if no other losses

Window Chip Comp Losses

2 or 3 are OK if no other losses

Window Chip Comp Losses

2 or 3 are OK if no other losses

Window Chip Comp Losses

2 or 3 are OK if no other losses

Other Comp Losses

1 or 2 are OK if no other losses

Other Comp Losses

1 or 2 are OK if no other losses

Other Comp Losses

1 or 2 are OK if no other losses

Other Comp Losses

1 or 2 are OK if no other losses

Other Comp Losses

1 or 2 are OK if no other losses

No Fault Collision Losses

treat as a no fault accident

No Fault Collision Losses

treat as a no fault accident

No Fault Collision Losses

0

No Fault Collision Losses

treat as a no fault accident

No Fault Collision Losses

0

At Fault Accident Surcharge

2 point surcharge on highest 2 vehilcles if over $1000

At Fault Accident Surcharge

2 point surcharge on highest 2 vehilcles if over $1000

At Fault Accident Surcharge

0

At Fault Accident Surcharge

2 point surcharge on highest 2 vehilcles if over $1000

At Fault Accident Surcharge

0

Other Records/Loss Items

 

Other Records/Loss Items

 

Other Records/Loss Items

 

Other Records/Loss Items

 

Other Records/Loss Items

 

Vehicle Rating Items

 

Vehicle Rating Items

 

Vehicle Rating Items

 

Vehicle Rating Items

 

Vehicle Rating Items

 

Number of Vehicles

1 or more - 5 car polices are typed manually

Number of Vehicles

1 or more - 5 car polices are typed manually

Number of Vehicles

1 or more - 5 car polices are typed manually

Number of Vehicles

1 or more - 5 car polices are typed manually

Number of Vehicles

1 or more - 5 car polices are typed manually

Vehicle Age Limitations

No limits

Vehicle Age Limitations

No limits

Vehicle Age Limitations

No limits

Vehicle Age Limitations

No limits

Vehicle Age Limitations

No limits

Coverage Requirements

No limits - better prices for 100/300 with full coverage on 1 vehicle

Coverage Requirements

No limits - better prices for 100/300 with full coverage on 1 vehicle

Coverage Requirements

No limits - better prices for 100/300 with full coverage on 1 vehicle

Coverage Requirements

No limits - better prices for 100/300 with full coverage on 1 vehicle

Coverage Requirements

No limits - better prices for 100/300 with full coverage on 1 vehicle

Business Use Allowed

Salesman use OK - no delivery

Business Use Allowed

Salesman use OK - no delivery

Business Use Allowed

Salesman use OK - no delivery

Business Use Allowed

Salesman use OK - no delivery

Business Use Allowed

Salesman use OK - no delivery

Contractor Use Allowed

No

Contractor Use Allowed

No

Contractor Use Allowed

No

Contractor Use Allowed

No

Contractor Use Allowed

No

One Ton Pickup Allowed

No

One Ton Pickup Allowed

No

One Ton Pickup Allowed

No

One Ton Pickup Allowed

No

One Ton Pickup Allowed

No

Limit on Miles to Work

No limit

Limit on Miles to Work

No limit

Limit on Miles to Work

No limit

Limit on Miles to Work

No limit

Limit on Miles to Work

No limit

Limit on Annual Mileage

No limit

Limit on Annual Mileage

No limit

Limit on Annual Mileage

No limit

Limit on Annual Mileage

No limit

Limit on Annual Mileage

No limit

Other Vehicle Rating Items

 

Other Vehicle Rating Items

 

Other Vehicle Rating Items

 

Other Vehicle Rating Items

 

Other Vehicle Rating Items

 

Other Rating Items

 

Other Rating Items

 

Other Rating Items

 

Other Rating Items

 

Other Rating Items

 

Coverage Limit Rating Items

Full coverage package discount is when there is 100/300 BI limit and comp and collision on at least one car…..Usually premium is lower with 100/300 limits than 25/50 or 50/100 as long as one car has full coverage

Coverage Limit Rating Items

Full coverage package discount is when there is 100/300 BI limit and comp and collision on at least one car…..Usually premium is lower with 100/300 limits than 25/50 or 50/100 as long as one car has full coverage

Coverage Limit Rating Items

Full coverage package discount is when there is 100/300 BI limit and comp and collision on at least one car…..Usually premium is lower with 100/300 limits than 25/50 or 50/100 as long as one car has full coverage

Coverage Limit Rating Items

Full coverage package discount is when there is 100/300 BI limit and comp and collision on at least one car…..Usually premium is lower with 100/300 limits than 25/50 or 50/100 as long as one car has full coverage

Coverage Limit Rating Items

Full coverage package discount is when there is 100/300 BI limit and comp and collision on at least one car…..Usually premium is lower with 100/300 limits than 25/50 or 50/100 as long as one car has full coverage

Miles to Work Rating Criteria

1 or 2;  3 to 14;  15 and over

Miles to Work Rating Criteria

1 or 2;  3 to 14;  15 and over

Miles to Work Rating Criteria

1 or 2;  3 to 14;  15 and over

Miles to Work Rating Criteria

1 or 2;  3 to 14;  15 and over

Miles to Work Rating Criteria

1 or 2;  3 to 14;  15 and over

U S Citizen Requirement

No

U S Citizen Requirement

No

U S Citizen Requirement

No

U S Citizen Requirement

No

U S Citizen Requirement

No

Supporting Policy Requirement

None

Supporting Policy Requirement

None

Supporting Policy Requirement

None

Supporting Policy Requirement

None

Supporting Policy Requirement

None

Other Rating Items

 

Other Rating Items

 

Other Rating Items

 

Other Rating Items

 

Other Rating Items

 

Discount-Surcharges

 

Discount-Surcharges

 

Discount-Surcharges

 

Discount-Surcharges

 

Discount-Surcharges

 

Homeowners Package Discount

Yes - total of 15% HO3  and 10% HO4…. (requires 50/100 and one car having comp and collision)

Homeowners Package Discount

Yes - total of 15% HO3  and 10% HO4…. (requires 50/100 and one car having comp and collision)

Homeowners Package Discount

Yes - total of 15% HO3  and 10% HO4…. (requires 50/100 and one car having comp and collision)

Homeowners Package Discount

Yes - total of 15% HO3  and 10% HO4…. (requires 50/100 and one car having comp and collision)

Homeowners Package Discount

Yes - total of 15% HO3  and 10% HO4…. (requires 50/100 and one car having comp and collision)

Home Ownership Discount

Yes - total of 10%…. (requires 50/100 and one car having comp and collision)

Home Ownership Discount

Yes - total of 10%…. (requires 50/100 and one car having comp and collision)

Home Ownership Discount

Yes - total of 10%…. (requires 50/100 and one car having comp and collision)

Home Ownership Discount

Yes - total of 10%…. (requires 50/100 and one car having comp and collision)

Home Ownership Discount

Yes - total of 10%…. (requires 50/100 and one car having comp and collision)

Multi Car Discount

Yes - 25%….Single car policy qualifies if one driver also has a company car for personal use

Multi Car Discount

Yes - 25%….Single car policy qualifies if one driver also has a company car for personal use

Multi Car Discount

Yes - 25%….Single car policy qualifies if one driver also has a company car for personal use

Multi Car Discount

Yes - 25%….Single car policy qualifies if one driver also has a company car for personal use

Multi Car Discount

Yes - 25%….Single car policy qualifies if one driver also has a company car for personal use

Claim Free Discount

Yes….(Z is 5th digit of class code)….Incident free discount-two comp claims ok….No violations,  no at fault accidents, no fault accidents in past 3 years and no driver under age 19.

Claim Free Discount

Yes….(Z is 5th digit of class code)….Incident free discount-two comp claims ok….No violations,  no at fault accidents, no fault accidents in past 3 years and no driver under age 19.

Claim Free Discount

Yes….(Z is 5th digit of class code)….Incident free discount-two comp claims ok….No violations,  no at fault accidents, no fault accidents in past 3 years and no driver under age 19.

Claim Free Discount

Yes….(Z is 5th digit of class code)….Incident free discount-two comp claims ok….No violations,  no at fault accidents, no fault accidents in past 3 years and no driver under age 19.

Claim Free Discount

Yes….(Z is 5th digit of class code)….Incident free discount-two comp claims ok….No violations,  no at fault accidents, no fault accidents in past 3 years and no driver under age 19.

Good Student Discount

Yes - age 16-24 full time student with B average or better - requires proof

Good Student Discount

Yes - age 16-24 full time student with B average or better - requires proof

Good Student Discount

Yes - age 16-24 full time student with B average or better - requires proof

Good Student Discount

Yes - age 16-24 full time student with B average or better - requires proof

Good Student Discount

Yes - age 16-24 full time student with B average or better - requires proof

Drivers Training Discount

Yes - under 21 - requires proof

Drivers Training Discount

Yes - under 21 - requires proof

Drivers Training Discount

Yes - under 21 - requires proof

Drivers Training Discount

Yes - under 21 - requires proof

Drivers Training Discount

Yes - under 21 - requires proof

Air Bags Discount

Yes - 50% discount on med pay for 2 air bags

Air Bags Discount

Yes - 20% discount on med pay for 2 air bags……10% for 1 air bag

Air Bags Discount

Yes - 20% discount on med pay for 2 air bags……10% for 1 air bag

Air Bags Discount

Yes - 20% discount on med pay for 2 air bags……10% for 1 air bag

Air Bags Discount

Yes - 20% discount on med pay for 2 air bags……10% for 1 air bag

Anti-lock Brakes Discount

Yes - 5% discount on collision

Anti-lock Brakes Discount

Yes - 5% discount on collision

Anti-lock Brakes Discount

Yes - 5% discount on collision

Anti-lock Brakes Discount

Yes - 5% discount on collision

Anti-lock Brakes Discount

Yes - 5% discount on collision

Passive Sec Alarm Discount

Yes - 15% comp discount - disables the fuel, ignition or starting system

Passive Sec Alarm Discount

Yes - 15% comp discount - disables the fuel, ignition or starting system

Passive Sec Alarm Discount

Yes - 15% comp discount - disables the fuel, ignition or starting system

Passive Sec Alarm Discount

Yes - 15% comp discount - disables the fuel, ignition or starting system

Passive Sec Alarm Discount

Yes - 15% comp discount - disables the fuel, ignition or starting system

Active Sec Alarm Discount

Yes - 5% comp discount - alarm only

Active Sec Alarm Discount

Yes - 5% comp discount - alarm only

Active Sec Alarm Discount

Yes - 5% comp discount - alarm only

Active Sec Alarm Discount

Yes - 5% comp discount - alarm only

Active Sec Alarm Discount

Yes - 5% comp discount - alarm only

Other Discounts & Surcharges

Inexperienced driver surcharge - less than 3 years experience - 2 points on 2 highest vehicles……driver age 55 or older - senior operator discount 5% on BI,PD,Collision.  (must have completed the safety course within 36 months and have certificate and be accident free)

Other Discounts & Surcharges

Inexperienced driver surcharge - less than 3 years experience - 2 points on 2 highest vehicles……driver age 55 or older - senior operator discount 5% on BI,PD,Collision.  (must have completed the safety course within 36 months and have certificate and be accident free)

Other Discounts & Surcharges

Inexperienced driver surcharge - less than 3 years experience - 2 points on 2 highest vehicles……driver age 55 or older - senior operator discount 5% on BI,PD,Collision.  (must have completed the safety course within 36 months and have certificate and be accident free)

Other Discounts & Surcharges

Inexperienced driver surcharge - less than 3 years experience - 2 points on 2 highest vehicles……driver age 55 or older - senior operator discount 5% on BI,PD,Collision.  (must have completed the safety course within 36 months and have certificate and be accident free)

Other Discounts & Surcharges

Inexperienced driver surcharge - less than 3 years experience - 2 points on 2 highest vehicles……driver age 55 or older - senior operator discount 5% on BI,PD,Collision.  (must have completed the safety course within 36 months and have certificate and be accident free)

Vehicles

 

Vehicles

 

Vehicles

 

Vehicles

 

Vehicles

 

Unacceptable Vehicles

See attached list - will not insure

Unacceptable Vehicles

See attached list - will not insure

Unacceptable Vehicles

See attached list - will not insure

Unacceptable Vehicles

See attached list - will not insure

Unacceptable Vehicles

See attached list - will not insure

Restricted Vehicles

See attached list - restricted to 9 years experience and good driving records

Restricted Vehicles

See attached list - restricted to 9 years experience and good driving records

Restricted Vehicles

See attached list - restricted to 9 years experience and good driving records

Restricted Vehicles

See attached list - restricted to 9 years experience and good driving records

Restricted Vehicles

See attached list - restricted to 9 years experience and good driving records

Motor Home Rating

Yes -- choose symbol based on actual value - rate using priority rating

Motor Home Rating

Yes -- choose symbol based on actual value - rate using priority rating

Motor Home Rating

Yes -- choose symbol based on actual value - rate using priority rating

Motor Home Rating

Yes -- choose symbol based on actual value - rate using priority rating

Motor Home Rating

Yes -- choose symbol based on actual value - rate using priority rating

Travel Trailer Rating

Yes - choose symbol based on actual current value - rate using priority rat

Travel Trailer Rating

Yes - choose symbol based on actual current value - rate using priority rat

Travel Trailer Rating

Yes - choose symbol based on actual current value - rate using priority rat

Travel Trailer Rating

Yes - choose symbol based on actual current value - rate using priority rat

Travel Trailer Rating

Yes - choose symbol based on actual current value - rate using priority rat

Other Trailer Rating

Yes - get value - multiply the value times .0065 -  This coverage is $100 deductibe comp and $200 deductible collision.  No other deductible options are available.

Other Trailer Rating

Yes - get value - multiply the value times .0065 -  This coverage is $100 deductibe comp and $200 deductible collision.  No other deductible options are available.

Other Trailer Rating

Yes - get value - multiply the value times .0065 -  This coverage is $100 deductibe comp and $200 deductible collision.  No other deductible options are available.

Other Trailer Rating

Yes - get value - multiply the value times .0065 -  This coverage is $100 deductibe comp and $200 deductible collision.  No other deductible options are available.

Other Trailer Rating

Yes - get value - multiply the value times .0065 -  This coverage is $100 deductibe comp and $200 deductible collision.  No other deductible options are available.

Conversion Van Rating

Determine price new of van plus the conversion package.  Use the price new-symbol guide to determine symbol.  Enter symbol in priority rating.

Conversion Van Rating

Determine price new of van plus the conversion package.  Use the price new-symbol guide to determine symbol.  Enter symbol in priority rating. (Need to add the customizing equipment coverage - stated amount)

Conversion Van Rating

Determine price new of van plus the conversion package.  Use the price new-symbol guide to determine symbol.  Enter symbol in priority rating. (Need to add the customizing equipment coverage - stated amount)

Conversion Van Rating

Determine price new of van plus the conversion package.  Use the price new-symbol guide to determine symbol.  Enter symbol in priority rating. (Need to add the customizing equipment coverage - stated amount)

Conversion Van Rating

Determine price new of van plus the conversion package.  Use the price new-symbol guide to determine symbol.  Enter symbol in priority rating. (Need to add the customizing equipment coverage - stated amount)

Pickup Topper Rating

Toppers are covered when attached to pickups - no additional premium.  If camper attached, determine symbol of pickup.  Then add 1 symbol for each $2000 of value for the camper to determine symbol.  Enter symbol in priority rating.

Pickup Topper Rating

Toppers are covered when attached to pickups - no additional premium.  If camper attached, determine symbol of pickup.  Then add 1 symbol for each $2000 of value for the camper to determine symbol.  Enter symbol in priority rating.

Pickup Topper Rating

Toppers are covered when attached to pickups - no additional premium.  If camper attached, determine symbol of pickup.  Then add 1 symbol for each $2000 of value for the camper to determine symbol.  Enter symbol in priority rating.

Pickup Topper Rating

Toppers are covered when attached to pickups - no additional premium.  If camper attached, determine symbol of pickup.  Then add 1 symbol for each $2000 of value for the camper to determine symbol.  Enter symbol in priority rating.

Pickup Topper Rating

Toppers are covered when attached to pickups - no additional premium.  If camper attached, determine symbol of pickup.  Then add 1 symbol for each $2000 of value for the camper to determine symbol.  Enter symbol in priority rating.

Other Vehicle Items

 

Other Vehicle Items

 

Other Vehicle Items

 

Other Vehicle Items

 

Other Vehicle Items

 

Policy Term/Payments

 

Policy Term/Payments

 

Policy Term/Payments

 

Policy Term/Payments

 

Policy Term/Payments

 

Policy Term

12 months

Policy Term

12 months

Policy Term

12 months

Policy Term

12 months

Policy Term

12 months

Billed Payments Available

Annual payment - no fees……equal 6 month payments 50% each - no fees…...4 equal payments of 25%-$6 fee on billed payments - no fee on initial downpayment…...8 equal payments of 12.5%-$6 fee on billed payments - no fee on initial downpayment…...$16 late fee.

Billed Payments Available

Annual payment - no fees……equal 6 month payments 50% each - no fees…...4 equal payments of 25%-$6 fee on billed payments - no fee on initial downpayment…...8 equal payments of 12.5%-$6 fee on billed payments - no fee on initial downpayment…...$16 late fee.

Billed Payments Available

Annual payment - no fees……equal 6 month payments 50% each - no fees…...4 equal payments of 25%-$6 fee on billed payments - no fee on initial downpayment…...8 equal payments of 12.5%-$6 fee on billed payments - no fee on initial downpayment…...$16 late fee.

Billed Payments Available

Annual payment - no fees……equal 6 month payments 50% each - no fees…...4 equal payments of 25%-$6 fee on billed payments - no fee on initial downpayment…...8 equal payments of 12.5%-$6 fee on billed payments - no fee on initial downpayment…...$16 late fee.

Billed Payments Available

Annual payment - no fees……equal 6 month payments 50% each - no fees…...4 equal payments of 25%-$6 fee on billed payments - no fee on initial downpayment…...8 equal payments of 12.5%-$6 fee on billed payments - no fee on initial downpayment…...$16 late fee.

EFT Payments Available

Yes - 1 month down - equal monthly payments plus $2 fee - no fee on initial

EFT Payments Available

Yes - 1 month down - equal monthly payments plus $2 fee - no fee on initial

EFT Payments Available

Yes - 1 month down - equal monthly payments plus $2 fee - no fee on initial

EFT Payments Available

Yes - 1 month down - equal monthly payments plus $2 fee - no fee on initial

EFT Payments Available

Yes - 1 month down - equal monthly payments plus $2 fee - no fee on initial

Credit Card Payment Available

No

Credit Card Payment Available

No

Credit Card Payment Available

No

Credit Card Payment Available

No

Credit Card Payment Available

No

App Binding Requirement

Application sent in within 3 days of the effective date

App Binding Requirement

Application sent in within 3 days of the effective date

App Binding Requirement

Application sent in within 3 days of the effective date

App Binding Requirement

Application sent in within 3 days of the effective date

App Binding Requirement

Application sent in within 3 days of the effective date

Claim Reporting Procedure

Call company to report claims - 1-800-243-5860     (24 Hour Service)

Claim Reporting Procedure

Call company to report claims - 1-800-243-5860     (24 Hour Service)

Claim Reporting Procedure

Call company to report claims - 1-800-243-5860    (24 Hour Service)

Claim Reporting Procedure

Call company to report claims - 1-800-243-5860    (24 Hour Service)

Claim Reporting Procedure

Call company to report claims - 1-800-243-5860    (24 Hour Service)